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When it comes to your final arrangements, shouldn't you make the decisions?  The arrangements you make will reflect your exact wishes and desires.  Pre-arranging your own service will help to ease the burden of your loved ones.  It will also alleviate any questions, problems or differences, which can occur among family members.

Pre-payment will protect you from the rising cost of prices, and it will not be a financial burden on your loved ones. When you plan ahead you know that your wishes will be fulfilled.

Arrangements can be made in the comfort of your own home by clicking the button below.  Fill in as much as you are comfortable with and we'd be pleased to meet with you to discuss further.  See the form below for details.

Two Old Couple Searching For Pre Arrangements

Pre-paid funerals are an increasingly popular choice for those who want to plan ahead. The process is simple and straightforward, but there are many factors that you should consider before making a decision. We will talk about all the bases so that you can make the best possible decision for you and your loved ones.

  • What is a pre-paid funeral?
  • How does it work?
  • What's involved in this type of arrangement?
  • Pros & cons of prearranging your funeral plans

We'll also discuss what happens if someone dies without prearranged funeral arrangements, as well as some alternatives to traditional cremation or burial which might be more up your alley than a prepaid funeral.

The reasons for pre-arranging your funeral are almost as numerous as the number of people who choose this option. The most common ones include:

  • A desire to spare your loved ones the expense and hassle of arranging a service.
  • An inability to make difficult decisions in times of grief (and who isn't more emotional after losing a loved one?)
  • Saving money

Pre-arranged funeral plans

Pre-Paid Funeral Plans are designed to provide any individual with the opportunity to pay for all of their funeral expenses in advance at today's prices. They are particularly beneficial for individuals who don't have a spouse or children to depend on them for making funeral arrangements, or people who would prefer to take care of these details themselves.

The Future You can make these pre-payments yourself, but some companies will allow you put away money each month through payroll deduction until you meet your goal. If you're worried about forgetting how much needs taken out of your paycheck every month there are also electronic payment plans that automatically transfer the amount from your bank account into an escrow account.

What options can you choose from?

The first option is to pay the full amount of the funeral at one time or to put away a sum of money each month until you reach your goal, and then cash out that pre-paid account and use it for the services you've chosen. And let's face it, for most people this is the most realistic option.

For many, it's also the simplest and most straightforward.

Pre-paid funeral plans can be purchased through your local funeral home or through an insurance plan. There are several benefits to pre-paying for a funeral:

  • Peace of mind: knowing that your final expenses will be taken care of in advance.
  • Payment flexibility: You can choose to pay for all or just some services ahead of time instead of having to use up personal savings during a difficult time.

What options can you choose from?

The first option is to pay the full amount of the funeral at one time or to put away a sum of money each month until you reach your goal, and then cash out that pre-paid plan. The second option is to buy the funeral plan for your loved one in advance, with the agreement that when they pass away it will automatically become an active plan.

Prearranged funerals are flexible which means you can change your mind at any time. You can choose how much of the service you want in advance or change the direction of services offered. If prepaid funerals are not available through a local business, ask them if they know of anyone who provides this service locally.

When should I consider getting pre-paid funeral plans?

Pre-paying for a funeral is something that many people do when one spouse passes away in order to safeguard their children from having to face immediate expenses during their time of grieving. It's also a good idea for people who are terminally ill to prepay as it can ease the financial burden on their family.

What are some of the pros of getting a pre-paid funeral plan?

One of the greatest benefits is that they're easy and fast to set up and you can organize everything in advance, including an embalming or cremation if required before death occurs. This gives you peace of mind knowing that all arrangements have been made and finished by the time of your death.

What if I change my mind about the type of funeral?

An advantage of pre-paid funerals is that they're not irrevocable. This means that if you choose to cancel the prepaid contract or change your mind about funeral plans that have already been paid, then it will be possible for you to do so.

What happens if I lose interest in my pre-pay plan?

This can happen but there are contracts available which allow the balance on the account not used to cover costs of funeral also to be passed onto family members or other close friends. If this is not an option, then the remaining funds will be repaid back to you.

Pre-Paid Funeral Plans Are A Sound Investment For Your Future

Pre-paid funeral plans are a great way for people who have already made their peace with God to invest in their future. When making your plan, however, you might want to consider some of these things:

1. The Pre-Paid Funeral Plan Will Only Cover The Basic Services - You can get more services but they will have to be covered separately by you or your family.

2. You Need To Have The Necessary Documents On Hand If you are planning to pre - pay for your funeral, then there are some documents that you need to have on hand in order to maintain compliance with the law.

      The list of necessary documents includes:

  •  A legal certificate of death
  • Certificate stating the cause of death
  • Recent health report about deceased person

3. Pre-Paid Funeral Plans Have Some Restrictions There are certain restrictions when it comes to pre-paid plans which you should be aware of before signing anything. For instance, pre-paid plans may have limitations for people who seek treatment outside the country or die as a result of substance abuse.

4. It Is Important to Choose a Reliable Funeral Director When you search for pre-paid funeral plans, it is important to choose a reliable funeral director. Among others, you should check out their experience in the industry and customer reviews. This way, you can make sure that they are not only reputable but also offer high quality services.

5. How Much Will Pre-Paid Plans Cost?

The average cost of burial pre-pays is about $1,600 while cremation pre-pays go for around $1,300 . However, keep in mind that these are just estimates. They do not include other fees such as transportation costs or embalming fees which may be higher depending on your location and other factors.

6. How Do I Choose a Plan?

There are three types of pre-paid plans:

  1. Basic Plans – these cover the cost of basic services such as preparation, cremation or burial and a casket. However, some states restrict this to low cost caskets.
  2. Intermediate Plans – while all plans guarantee that the customer will receive the service they have chosen, some also offer an upgrade in certain cases such as a more expensive casket or embalming for viewing purposes.
  3. Premium Plans – These include all the features from the previous two plans plus more comprehensive coverage on things like funeral flowers and obituaries. They also often include other add-ons such as limousines and catering services .

Please note that most pre-paid funeral plans are not required to purchase burial plots, but may do so as an optional service.

There are several factors to take into consideration when choosing a plan, including:

  1. Durability – how long does it last? Generally, the more comprehensive the plan the longer it lasts. This should be taken into consideration, especially if there is a likelihood that services will go up in price or if the family members have different preferences about their choice of funerals.
  2. Flexibility – can you add other services without voiding your contract? Some contracts require a new agreement which means they only cover your original choices and exclude any additional costs for other funeral requirements such as obituary or catering costs . If you want to make changes in the future, this is something you must consider before choosing a plan.
  3. Availability – for how long does the plan last? The funeral service industry is very competitive and many providers have stopped offering pre-arranged plans due to lack of demand. It's therefore important that you look into the availability of said plans before committing to one.
  4. Style of contract - do you prefer pre arranged funeral plans where costs are fixed or where they are open to negotiation? Fixed prices can be convenient because it means there are no surprises but on the other hand, some people might prefer more flexibility when it comes to negotiating prices down for their own financial benefit .
  5. Legality - what type of plan is best suited to your needs? Some states have specific laws governing pre-payments for funerals, so it's important that you're aware of the specifics. If the law is out of date or ambiguous, it can sometimes be beneficial to talk to a third party solicitor who specialises in this field.

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