Pre-paid funeral plans are a great way for people who have already made their peace with God to invest in their future. When making your plan, however, you might want to consider some of these things:
1. The Pre-Paid Funeral Plan Will Only Cover The Basic Services - You can get more services but they will have to be covered separately by you or your family.
2. You Need To Have The Necessary Documents On Hand If you are planning to pre - pay for your funeral, then there are some documents that you need to have on hand in order to maintain compliance with the law.
The list of necessary documents includes:
- A legal certificate of death
- Certificate stating the cause of death
- Recent health report about deceased person
3. Pre-Paid Funeral Plans Have Some Restrictions There are certain restrictions when it comes to pre-paid plans which you should be aware of before signing anything. For instance, pre-paid plans may have limitations for people who seek treatment outside the country or die as a result of substance abuse.
4. It Is Important to Choose a Reliable Funeral Director When you search for pre-paid funeral plans, it is important to choose a reliable funeral director. Among others, you should check out their experience in the industry and customer reviews. This way, you can make sure that they are not only reputable but also offer high quality services.
5. How Much Will Pre-Paid Plans Cost?
The average cost of burial pre-pays is about $1,600 while cremation pre-pays go for around $1,300 . However, keep in mind that these are just estimates. They do not include other fees such as transportation costs or embalming fees which may be higher depending on your location and other factors.
6. How Do I Choose a Plan?
There are three types of pre-paid plans:
- Basic Plans – these cover the cost of basic services such as preparation, cremation or burial and a casket. However, some states restrict this to low cost caskets.
- Intermediate Plans – while all plans guarantee that the customer will receive the service they have chosen, some also offer an upgrade in certain cases such as a more expensive casket or embalming for viewing purposes.
- Premium Plans – These include all the features from the previous two plans plus more comprehensive coverage on things like funeral flowers and obituaries. They also often include other add-ons such as limousines and catering services .
Please note that most pre-paid funeral plans are not required to purchase burial plots, but may do so as an optional service.